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Photo Courtesy of Kieffer-Starlite
Photo Courtesy of Kieffer-Starlite

Paycheck Protection Program

ISA will provide updated links to the latest information as it becomes available. This resource does not constitute legal advice. Companies should consult with their own legal counsel before determining how best to operate their business pursuant to federal, state and local orders affecting businesses.

Paycheck Protection Program (PPP)

Over $700 billion in SBA loans has been made available since the shutdowns to help small businesses-including those in the signs, graphics and visual communications industry-weather the storm during these difficult times.

Loan Forgiveness Resources

Loan Information for Borrowers

Employee Retention Credit

Launched on March 31, 2020, the U.S. Department of the Treasury encourages businesses impacted by COVID-19 to use Employee Retention Credit, designed to encourage businesses to keep employees on their payroll. The refundable tax credit is 50 percent of up to $10,000 in wages paid by an eligible employer whose business has been financially impacted by COVID-19.

Main Street Lending Program

Smaller companies that were shut out of PPP funding have a new option: the Federal Reserve's Main Street Lending Program has been expanded to apply to smaller employers. The program initially was for medium-sized companies seeking $1 million or more. Now, the program offers loans as low as $500,000 and as high as $10 million. The Main Street Lending Program is separate from the Paycheck Protection Program, which is primarily designed for companies with fewer than 500 employees. There are a couple of key differences: the Main Street program works as a traditional loan—without a provision for forgiveness—but does not require payments for the first year. Sign companies could qualify for both programs.